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Poor Credit Home Buyers

Buy A Home With Bad Credit

If you have the money or income to buy a home, but your credit has been damaged due to unfortunate circumstances, or you simply have no credit history, we can help you get into a beautiful home at compelling rates and even with lease-to-own homes.

Buy your dream home 10 to 15 years before you thought you could!

We help people buy a home, even if you have 

  • Bad credit
  • Average credit
  • Terrible credit
  • No credit

How We Help You Buy A Home
No Matter Your Credit

We work with home buyers who may not qualify for traditional bank financing, providing loans and lease-to-own properties throughout Southeast Pennsylvania. 

Our approach is great if:

You’re a young couple with no credit history for a traditional bank to look at, but you have the income to afford a home.

You’re building back from a bankruptcy or other credit-damaging event and have bad or terrible credit.

You know you can afford “more home” than the bank has approved you for, and you need non-traditional financing.

Why Buy a Home With Owner Financing?

1. Lower Down Payment: Owner financing allows buyers to put down a much lower down payment than with traditional financing, typically 0-10% of the purchase price.


2. No Bank Qualifying: With owner financing, there is no need to qualify for a bank loan, which can save time and hassle.


3. Flexible Terms: You can negotiate the terms of your loan, including the interest rate and the length of the loan.


4. No Prepayment Penalties: If you’re able to pay off your loan early, you will not be charged a prepayment penalty.


5. Avoid Closing Costs: Traditional financing typically requires buyers to pay closing costs, which can add up to several thousand dollars. With owner financing, these costs are usually avoided.


6. Quicker Closing: Because there is no need to apply for a loan, the closing process can be much faster with owner financing.

It Works Like This:

Answer Some Questions

Our process is based on a few simple questions about your income. Based on your income, we collaborate to come up with a monthly payment that makes sense for you.

Choose A Home

Choose from our selection of fully-owned homes with owner financing. No realtors, no realtor fees, no banks, and no unexpected expenses – we make home-buying and rent-to-own easy.

Move In Your New Home Quickly

Settlement generally happens within 20-30 days, and you’re ready to move into your dream home in no time!

Rent-to-Own Homes in Pennsylvania

We also do rent-to-own or lease-to-own arrangements throughout Central and Southeast Pennsylvania.

Lease-to-own homes, also known as rent-to-own homes, are homes that we rent to people with credit scores of all kinds with the option to purchase the property at a later date. 

You pay a monthly payment, like a rental or mortgage payment, where a portion of the rent payment is applied to the purchase price of the home. You generally have the option to purchase the home at any point during the lease period, although many of our homes are rent-to-own but sold after the first two years, at which point your payment may become a traditional loan with Easy Housing Solutions.

Buy A Home With Bad Credit Today

Get In Touch Today!

Get started and learn how Easy Housing Solutions makes buying a home easy for anyone: no credit, bad credit, and terrible credit.

Call to get started and join our buyer’s list today!